The information on this website is general information only and is not intended to be a recommendation.  We strongly recommend you seek advice from your financial adviser as to whether this information is appropriate to your needs, financial situation, and investment objectives.

Whilst every care has been taken in the preparation of this website, RA Veitch and Co, its directors, authors, consultants, editors, and any persons involved in the construction of this website, expressly disclaim all and any form of liability to any person in respect of this website and any consequences arising from its use by any person in reliance upon the whole or any part of this website.


The information on this site, including the site source code, is the property of RA Veitch and Co and is subject to Copyright ©.  Unauthorised use of the information on this website is not permitted. Copyright in the information contained in this site subsists under the Copyright Act 1968 (Cth) and, through international treaties, the laws of many other countries.  It is owned by RA Veitch and Co unless otherwise stated.  All rights reserved.  You may download a single copy and, where necessary for its use as a reference, make a single hard copy.  Except as permitted under the Copyright Act 1968 (Cth) or other applicable laws, no part of this publication may be otherwise reproduced, adapted, performed in public or transmitted in any form by any process without the specific written consent of RA Veitch and Co.


This website may contain a number of links to other Internet sites.  The provision of these links does not mean RA Veitch and Co endorses or accepts any responsibility for the consent, use, or products and services made available through these websites.  If you use these links, you acknowledge and agree that InterPrac is not responsible for the actions, content, accuracy, privacy policies, opinions expressed, services provided, or other links provided by these sites.  You further acknowledge and agree that RA Veitch and Co are not responsible either directly or indirectly for any damage or loss caused by the use or reliance on linked sites.  Should you have any questions regarding these sites, you should address them directly with the relevant site administrator.


Calculators provide ‘estimates’ only and cannot be relied upon as a substitute for expert advice that considers the whole of your personal situation.  Charts typically provide information that relies upon broad assumptions that may not be applicable to your situation.  Charts should not be relied upon without seeking expert advice.